Loan Precalculation

You can issue a request to obtain a preliminary loan offer for customers.

The loan offer obtained through this service is not binding.

warning

Endpoint only works in PRODUCTION mode and your TB account needs to support loan payments (PAY_LATER)

<?php
use Tatrapayplus\TatrapayplusApiClient\Api\TatraPayPlusAPIApi;
use Tatrapayplus\TatrapayplusApiClient\Model\PaymentMethod;
use Tatrapayplus\TatrapayplusApiClient\Model\BasicCalculationRequest;
use Tatrapayplus\TatrapayplusApiClient\Model\CapacityInfo;

$tatrapayplus_api = new TatraPayPlusAPIApi(
    "your-client-id",
    "your-client-secret",
    mode: TatraPayPlusAPIApi::PRODUCTION
);
$request = new BasicCalculationRequest([
    "payment_method" => PaymentMethod::PAY_LATER,
    "loan_amount" => 150.45,
    "capacity_info" => new CapacityInfo([ // not required
        "monthly_income" => 0,
        "monthly_expenses" => 0,
        "number_of_children" => 0
    ])
]);

$response = $tatrapayplus_api->loanPrecalculation($request);

$response["response"]->getStatusCode(); // 200 = success

$response_list = $response['object']; // contains a list of BasicCalculationResponseItem objects
foreach ($response_list as $item) {
    $item->getLoanInterestRate();
    $item->getLoanDuration();
    // ....
}